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Erie Insurance

TBHF

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  • Realistic, psychometric-based driving simulation teach, measure, and improve crash-avoidance behaviors 

  • In-Car exercises anchor knowledge skills and behaviors taught in teenSMART with real-world driving experience 

How does teenSMART Work?
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teenSMART 

teenSMART Driving Link (Please Click to Access)

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Proven Effectiveness 

  • Crash Reduction: On average 28% and up to 49

  • Reduce Bodily injury loss costs by 51%

  • Reduce property damage loss costs by 29%

  • Reduce traffic violations by 54-67% one year after training 

Loss Experience 

  • 11% lower claim frequency

  • 29% lower claim severity

  • 26% lower loss ratio

Retention 

  • 13% higher policy retention 

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